@font-face{font-family:Fraunces;src:url(fonts/fraunces-latin-wght-normal.woff2) format("woff2");font-weight:100 900;font-display:swap}
@font-face{font-family:Instrument;src:url(fonts/instrument-sans-latin-wght-normal.woff2) format("woff2");font-weight:400 700;font-display:swap}
:root{--sp:#0C2B2E;--sp2:#123C40;--vd:#1F7A6D;--br:#C99A4E;--br2:#E1B66C;--ln:#F2F5F2;--ink:#14292D;--mut:#5B6E70;--wh:#fff;--r:22px;--f:Fraunces,Georgia,serif;--s:Instrument,system-ui,sans-serif}
*{box-sizing:border-box;margin:0}html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font:17px/1.65 var(--s);color:var(--ink);background:var(--wh);-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}a{color:inherit}
h1,h2,h3{font-family:var(--f);font-weight:560;line-height:1.1;letter-spacing:-.02em}
h1{font-size:clamp(2.4rem,4.8vw,4rem)}h2{font-size:clamp(1.9rem,3.6vw,3rem)}h3{font-size:1.35rem;line-height:1.25}
.w{width:min(1180px,92%);margin:auto}.sec{padding:clamp(64px,9vw,120px) 0}.dark{background:var(--sp);color:#E6EEEC}.lin{background:var(--ln)}
.lead{color:var(--mut);max-width:58ch;margin-top:16px}.dark .lead{color:#A9C0BD}
:focus-visible{outline:3px solid var(--br);outline-offset:3px}
.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 26px;border-radius:99px;font-weight:600;text-decoration:none;border:0;cursor:pointer;font:600 16px var(--s);transition:transform .2s,background .2s}
.btn:hover{transform:translateY(-2px)}.b1{background:var(--br);color:#1b1304}.b1:hover{background:var(--br2)}.b2{border:1.5px solid rgba(255,255,255,.4);color:#fff}.b3{background:var(--sp);color:#fff}
/* header */
.hd{position:fixed;inset:0 0 auto;z-index:50;transition:background .3s,box-shadow .3s}.hd.on{background:rgba(12,43,46,.94);backdrop-filter:blur(12px);box-shadow:0 1px 0 rgba(255,255,255,.08)}
.hd .w{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.lg{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}.lg img{width:40px;height:40px}.lg b{font:600 1.45rem var(--f);letter-spacing:-.02em;line-height:1}.lg small{display:block;font-size:.7rem;color:#A9C0BD;letter-spacing:.02em;margin-top:3px;font-family:var(--s)}
nav{display:flex;gap:30px}nav a{text-decoration:none;color:#D5E3E0;font-weight:500;font-size:15px}nav a:hover,nav a[aria-current]{color:var(--br2)}
.mb{display:none;background:none;border:0;color:#fff;width:44px;height:44px;cursor:pointer}.mb span{display:block;height:2px;background:#fff;margin:6px 10px}
/* hero */
.hero{background:var(--sp);color:#fff;padding:150px 0 90px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;width:900px;height:900px;right:-300px;top:-300px;border-radius:50%;background:radial-gradient(circle,rgba(31,122,109,.55),transparent 65%)}
.hero .w{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;position:relative}
.hero h1{margin:18px 0 22px}.hero p.lead{font-size:1.15rem;color:#B8CECB}.cta{display:flex;gap:14px;flex-wrap:wrap;margin:34px 0 26px}
.tag{display:inline-flex;gap:8px;align-items:center;padding:7px 14px;border:1px solid rgba(255,255,255,.2);border-radius:99px;font-size:14px;color:#CFE0DD}.tag i{width:8px;height:8px;border-radius:50%;background:var(--br)}
.note{font-size:14px;color:#8FAAA6}
.ph{position:relative;height:560px}.ph .a{position:absolute;inset:0 0 0 12%;border-radius:999px 999px 28px 28px;overflow:hidden;box-shadow:0 40px 80px -30px #000}.ph img{width:100%;height:100%;object-fit:cover}
.ph .c{position:absolute;left:0;bottom:48px;width:250px;background:#fff;color:var(--ink);border-radius:18px;padding:18px 20px;box-shadow:0 24px 50px -18px rgba(0,0,0,.5)}.ph .c b{display:block;font:600 1.05rem var(--f)}.ph .c span{font-size:14px;color:var(--mut)}
.ph .d{position:absolute;right:-14px;top:52px;width:150px;height:150px;border-radius:50%;overflow:hidden;border:6px solid var(--sp);box-shadow:0 18px 40px -14px #000}
.in{animation:in .9s cubic-bezier(.2,.7,.2,1) both}.in2{animation-delay:.15s}.in3{animation-delay:.3s}@keyframes in{from{opacity:0;transform:translateY(26px)}}
/* trust */
.tr{background:var(--sp2);color:#D5E3E0;padding:26px 0}.tr .w{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.tr div{display:flex;gap:14px;align-items:center;font-size:15px;line-height:1.35}.tr svg{flex:none;width:34px;height:34px;stroke:var(--br2);fill:none;stroke-width:1.6}.tr b{display:block;color:#fff;font-weight:600}
/* situations */
.hh{display:flex;justify-content:space-between;align-items:end;gap:30px;flex-wrap:wrap;margin-bottom:44px}
.sit{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.sit button{position:relative;height:340px;border:0;border-radius:var(--r);overflow:hidden;cursor:pointer;text-align:left;color:#fff;background:var(--sp);padding:0}
.sit img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s}.sit button:hover img{transform:scale(1.07)}
.sit button:after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(12,43,46,.95) 8%,rgba(12,43,46,.1) 70%)}
.sit span{position:absolute;z-index:2;left:20px;right:20px;bottom:20px;font:600 1.12rem/1.25 var(--f)}.sit small{display:block;font:400 13.5px/1.4 var(--s);color:#BCD2CE;margin-top:8px}
/* services bento */
.bn{display:grid;grid-template-columns:repeat(6,1fr);gap:18px}.cd{position:relative;border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid #DDE6E3;display:flex;flex-direction:column;text-decoration:none}
.cd .im{height:210px;overflow:hidden}.cd img{width:100%;height:100%;object-fit:cover;transition:transform .6s}.cd:hover img{transform:scale(1.05)}.cd .tx{padding:24px 26px 28px}.cd p{color:var(--mut);font-size:15.5px;margin:10px 0 16px}
.cd em{font-style:normal;font-weight:600;color:var(--vd);font-size:15px}.s2{grid-column:span 2}.s3{grid-column:span 3}.s4{grid-column:span 4}
.cd.big{flex-direction:row}.cd.big .im{height:auto;width:46%;flex:none}.cd.big .tx{align-self:center;padding:34px}
.cd.ic{background:var(--sp);color:#fff;border:0;justify-content:center}.cd.ic p{color:#A9C0BD}.cd.ic em{color:var(--br2)}.cd.ic svg{width:42px;height:42px;stroke:var(--br2);fill:none;stroke-width:1.5;margin-bottom:6px}
/* band */
.band{position:relative;color:#fff;padding:clamp(90px,13vw,170px) 0;background:linear-gradient(90deg,rgba(12,43,46,.93) 25%,rgba(12,43,46,.35)),url(img/loan-banner.jpg) center/cover fixed}
.band h2{max-width:20ch}.band p{max-width:50ch;margin:18px 0 30px;color:#C4D7D4}
/* why */
.why{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.why .pic{position:sticky;top:110px;border-radius:var(--r);overflow:hidden;aspect-ratio:4/5}.why .pic img{width:100%;height:100%;object-fit:cover}
.li{padding:26px 0;border-bottom:1px solid #D6E0DD;display:grid;grid-template-columns:54px 1fr;gap:18px}.li:first-of-type{padding-top:0}.li svg{width:46px;height:46px;padding:11px;border-radius:14px;background:var(--ln);stroke:var(--vd);fill:none;stroke-width:1.7}.li p{color:var(--mut);margin-top:6px}
/* process */
.pr{position:relative;max-width:820px;margin:50px auto 0;padding-left:70px}.pr:before{content:"";position:absolute;left:23px;top:8px;bottom:8px;width:2px;background:rgba(255,255,255,.14)}.pr .fl{position:absolute;left:23px;top:8px;width:2px;background:var(--br);height:0}
.st{position:relative;padding-bottom:42px}.st:last-child{padding-bottom:0}.st b{position:absolute;left:-70px;top:-4px;width:48px;height:48px;border-radius:50%;background:var(--sp);border:2px solid rgba(255,255,255,.25);display:grid;place-items:center;font:600 1.1rem var(--f);transition:.4s}.st.on b{background:var(--br);border-color:var(--br);color:#1b1304}.st p{color:#A9C0BD;margin-top:6px}
/* reviews */
.rv{display:flex;gap:18px;overflow-x:auto;scroll-snap-type:x mandatory;padding:6px 4px 26px;scrollbar-width:thin}.rv figure{flex:0 0 min(400px,86%);scroll-snap-align:start;background:#fff;border-radius:var(--r);padding:30px;border:1px solid #DDE6E3}
.rv blockquote{font:400 1.12rem/1.6 var(--f)}.rv figcaption{display:flex;gap:12px;align-items:center;margin-top:22px;font-size:14.5px;color:var(--mut)}.rv figcaption i{width:42px;height:42px;border-radius:50%;background:var(--sp);color:var(--br2);display:grid;place-items:center;font:600 1.1rem var(--f);font-style:normal}
/* form */
.fm{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}.fm .side img{border-radius:var(--r);aspect-ratio:4/3;object-fit:cover;width:100%;margin-top:30px}.ct{margin-top:26px;display:grid;gap:12px;font-size:16px}.ct a{color:var(--br2);text-decoration:none;font-weight:600}
form{background:#fff;color:var(--ink);border-radius:var(--r);padding:34px;display:grid;grid-template-columns:1fr 1fr;gap:16px;box-shadow:0 40px 80px -40px #000}
label{display:grid;gap:6px;font-size:14px;font-weight:600}label.full,.full{grid-column:1/-1}
input,select,textarea{font:400 16px var(--s);padding:13px 14px;border:1.5px solid #CBD8D5;border-radius:12px;background:#FAFCFB;color:var(--ink);width:100%}input:focus,select:focus,textarea:focus{outline:0;border-color:var(--vd);box-shadow:0 0 0 4px rgba(31,122,109,.15)}
form small{font-size:13px;color:var(--mut)}.hp{position:absolute;left:-9999px}#fs{grid-column:1/-1;font-weight:600}#fs.ok{color:var(--vd)}#fs.er{color:#B3261E}
/* faq */
.fq{max-width:860px;margin:44px auto 0}.fq button{width:100%;display:flex;justify-content:space-between;gap:20px;text-align:left;background:none;border:0;border-bottom:1px solid #D6E0DD;padding:22px 0;font:560 1.2rem var(--f);color:var(--ink);cursor:pointer}.fq button:after{content:"+";font:300 1.8rem/1 var(--s);color:var(--vd);transition:transform .3s}.fq button[aria-expanded=true]:after{transform:rotate(45deg)}.fq div{padding:16px 0 6px;color:var(--mut)}
/* cta */
.fin{text-align:center;background:linear-gradient(rgba(12,43,46,.88),rgba(12,43,46,.88)),url(img/services-7.webp) center/cover;color:#fff}.fin .cta{justify-content:center}.fin h2{max-width:18ch;margin:auto}
/* footer */
footer{background:#071B1D;color:#9DB5B2;padding:70px 0 30px;font-size:15px}footer .g{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px}footer h4{color:#fff;font:600 1rem var(--f);margin-bottom:14px}footer a{display:block;text-decoration:none;padding:4px 0}footer a:hover{color:var(--br2)}
.dis{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:24px;font-size:13px;line-height:1.6}
/* inner */
.ph1{background:var(--sp);color:#fff;padding:150px 0 70px}.ph1 p{max-width:60ch;color:#B8CECB;margin-top:16px}.prose{max-width:760px}.prose p,.prose li{color:#3d5155;margin:0 0 16px}.prose h2{font-size:1.7rem;margin:38px 0 12px}
.fab{position:fixed;right:20px;bottom:20px;z-index:40;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(0,0,0,.5)}.fab svg{width:30px;fill:#fff}
@media(max-width:980px){nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--sp);flex-direction:column;padding:20px 5%;gap:18px}nav.o{display:flex}.mb{display:block}.hd .btn{display:none}
.hero .w,.why,.fm,footer .g{grid-template-columns:1fr}.ph{height:440px;margin-top:20px}.tr .w{grid-template-columns:1fr 1fr}.sit{grid-template-columns:1fr 1fr}.sit button:first-child{grid-column:1/-1}.bn>*{grid-column:1/-1!important}.cd.big{flex-direction:column}.cd.big .im{width:100%;height:230px}.why .pic{position:static;aspect-ratio:16/10}form{grid-template-columns:1fr;padding:24px}.band{background-attachment:scroll}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto}}